Networking Writer Draft Review

Name Firm Group / Desk Seniority Email Channel LinkedIn DM Email Text Call In-person Other Relevance FO - GM FO - IB FO - Buy-side FO - Other MO - CM MO - Other BO Other Degree How you know First email subject First email Hi Denis, My name is Harman, and I'm a Math & Finance double degree student at Waterloo. I was excited to see your work in Electronic Equities Sales & Trading at BMO because I want to understand how an institutional desk uses quantitative research without losing sight of execution and client needs. My quant work has focused on HAR-RV volatility forecasting and rolling out-of-sample validation using large-scale one-minute market data. I'm trying to position myself for electronic equities and trading roles, and I'm especially interested in how your team moves from a market-structure or liquidity signal into an execution decision and client discussion. If you had 10-15 minutes, I'd appreciate the chance to learn how that process works in practice. Warm regards, Harman Singh h56singh@uwaterloo.ca Follow-up email subject Follow-up email Hi Denis, I wanted to follow up on my note about Electronic Equities Sales & Trading. I'm particularly interested in how the team decides when a market-structure or liquidity signal is useful enough to shape execution and a client discussion. If you have 10-15 minutes, I'd value hearing how that process works at BMO. Warm regards, Harman Singh h56singh@uwaterloo.ca LinkedIn connection message conditional LinkedIn follow-up DM conditional Regeneration note

Name Firm Group / Desk Seniority Email Channel LinkedIn DM Email Text Call In-person Other Relevance FO - GM FO - IB FO - Buy-side FO - Other MO - CM MO - Other BO Other Degree How you know First email subject First email Hi Michael, My name is Harman, and I'm a Math & Finance double degree student at Waterloo. I was genuinely interested to see your work in Fixed Income ETF Trading at BMO because it sits at the intersection of macro views and practical liquidity decisions. In Citadel's FI & Macro challenge, I developed DSGEs and VAR models to model central-bank views and translated the scenarios into relative-value fixed-income ideas. I'm trying to position myself for fixed-income markets roles and want to understand how the FI implications feed into client-flow desk discussions. I was curious how your desk weighs a macro or curve view against ETF liquidity and flow before it becomes a trade or execution decision. If you had 10-15 minutes, I'd appreciate the opportunity to learn how that process works in practice. Warm regards, Harman Singh h56singh@uwaterloo.ca Follow-up email subject Follow-up email Hi Michael, I wanted to follow up on my note about Fixed Income ETF Trading. The question I am most interested in is how the desk weighs a macro or curve view against ETF liquidity and client flow before making an execution decision. If you have 10-15 minutes, I'd be grateful to hear how that process works at BMO. Warm regards, Harman Singh h56singh@uwaterloo.ca LinkedIn connection message conditional LinkedIn follow-up DM conditional Regeneration note

Name Firm Group / Desk Seniority Email Channel LinkedIn DM Email Text Call In-person Other Relevance FO - GM FO - IB FO - Buy-side FO - Other MO - CM MO - Other BO Other Degree How you know First email subject First email Hi Marlow, My name is Harman, and I'm a Math & Finance double degree student at Waterloo. I was excited to see your work in Institutional Rates Sales at BMO because I want to understand how a central-bank view is made useful for a specific client rather than discussed only as macro commentary. In Citadel's FI & Macro challenge, I developed DSGEs and VAR models to model central-bank views and translated the scenarios into relative-value fixed-income ideas. I'm trying to position myself for fixed-income markets roles and want to understand how the FI implications feed into client-flow desk discussions. I was curious how your team decides which part of a rates view matters to an institutional client and how the resulting flow informs the desk's next discussion. If you had 10-15 minutes, I'd appreciate the chance to learn how that ideation chain works in practice. Warm regards, Harman Singh h56singh@uwaterloo.ca Follow-up email subject Follow-up email Hi Marlow, I wanted to follow up on my note about Institutional Rates Sales. I'm particularly interested in how the team identifies which part of a rates view matters to a client and then uses flow feedback in the next desk discussion. If you have 10-15 minutes, I'd value hearing how that process works at BMO. Warm regards, Harman Singh h56singh@uwaterloo.ca LinkedIn connection message conditional LinkedIn follow-up DM conditional Regeneration note

Name Firm Group / Desk Seniority Email Channel LinkedIn DM Email Text Call In-person Other Relevance FO - GM FO - IB FO - Buy-side FO - Other MO - CM MO - Other BO Other Degree How you know First email subject First email Hi Hayley, My name is Harman, and I'm a Math & Finance double degree student at Waterloo. I was genuinely interested to see your work in Fixed Income Sales at BMO because I want to understand how the same macro view is framed differently for clients with different mandates. In Citadel's FI & Macro challenge, I developed DSGEs and VAR models to model central-bank views and translated the scenarios into relative-value fixed-income ideas. I'm trying to position myself for fixed-income markets roles and want to understand how the FI implications feed into client-flow desk discussions. I was curious how your team determines which part of a central-bank view is actionable for a given client and how that client's response feeds back to the desk. If you had 10-15 minutes, I'd appreciate the opportunity to learn how that process works in practice. Warm regards, Harman Singh h56singh@uwaterloo.ca Follow-up email subject Follow-up email Hi Hayley, I wanted to follow up on my note about Fixed Income Sales. The question I am most interested in is how the team adapts a central-bank view to a client's mandate and then uses the response to inform the desk. If you have 10-15 minutes, I'd be grateful to hear how that client-flow process works at BMO. Warm regards, Harman Singh h56singh@uwaterloo.ca LinkedIn connection message conditional LinkedIn follow-up DM conditional Regeneration note

Name Firm Group / Desk Seniority Email Channel LinkedIn DM Email Text Call In-person Other Relevance FO - GM FO - IB FO - Buy-side FO - Other MO - CM MO - Other BO Other Degree How you know First email subject First email Hi Kaitlin, My name is Harman, and I'm a Math & Finance double degree student at Waterloo. I was excited to see your current work as an Associate in Equity Derivatives at RBC because I want to understand how volatility research is tested against pricing and hedging constraints as well as client demand. My quant work focuses on HAR-RV volatility forecasting and rolling out-of-sample validation using large-scale one-minute market data. I'm also joining RBC this fall in an Investment Product Analytics capacity, and I'm trying to position myself for equity-derivatives roles. I was curious how your team's ideation chain determines when a volatility view is practical enough to become a structured trade or client discussion. If you had 10-15 minutes, I'd appreciate the chance to learn how that process works in practice. Warm regards, Harman Singh h56singh@uwaterloo.ca Follow-up email subject Follow-up email Hi Kaitlin, I wanted to follow up on my note about Equity Derivatives. I'm particularly interested in how the team tests a volatility view against pricing and hedging constraints before it becomes useful in a client discussion. If you have 10-15 minutes, I'd value hearing how that ideation process works at RBC. Warm regards, Harman Singh h56singh@uwaterloo.ca LinkedIn connection message conditional LinkedIn follow-up DM conditional Regeneration note